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A list of South Africa Insurance Companies

There is a bewildering range of insurance companies in South Africa, offering both short and long term insurance. Long term insurance includes Term Life which covers you for a specified period of time, Whole

Life which remains in force until death or surrender of the policy and Universal Life which includes an investment component.

Provision for retirement and disability insurance also fall under this category. Below is a comprehensive list of Insurance Companies in South Africa which offer long term cover, some well known, some fairly newcomers to the market:

South Africa Insurance Companies:

  • 1Lifedirect Insurance Ltd
  • ABSA Life Ltd
  • Alexander Forbes Life Ltd
  • Allan Gray Life Ltd
  • Assupol Life
  • AVBOB Mutual Assurance Company Ltd
  • BoE Life Assurance Company
  • Capital Alliance Life Ltd
  • Channel Life Ltd
  • Charter Life Insurance Company Ltd
  • Clientele Life Assurance Company Ltd
  • Discovery Life Ltd
  • Guardrisk Life Ltd
  • Hollard Life Assurance Company Ltd
  • HTG Life Ltd
  • Investec Employee Benefits Ltd
  • Investment Solutions Ltd
  • Liberty Group Ltd
  • McLife Assurance Company Ltd
  • Medscheme Life Assurance Company Ltd
  • Metropolitan Life Ltd
  • Momentum Group Ltd
  • Miway
  • New Era Life Insurance Company Ltd
  • Old Mutual Life Assurance Company (SA) Ltd
  • Pinnafrica Life Ltd
  • Professional Provident Society Insurance Company Ltd
  • Prosperity Insurance Company Ltd
  • Regent Life Assurance Company Ltd
  • Rentmeester Assurance Ltd
  • Safrican Insurance Company Ltd
  • Sage Life Ltd
  • Sanlam Life Insurance Ltd.

Short term insurance companies cover you against loss, damage and personal liability. The following categories all fall under short term insurance: Household Insurance, Houseowners’ Insurance, All risks

Insurance, Vehicle Insurance, Personal Liability and Personal Accident. Below is a list of companies offering short term cover:

  • ABSA Insurance Company Limited
  • AIG South Africa Limited
  • Auto and General Insurance Limited
  • Alexander Forbes Group (Pty) Ltd
  • Alexander Forbes Insurance Company Ltd
  • BoE Insurance Company Ltd
  • Compass Insurance Company Ltd
  • Constantia Insurance Company Ltd
  • Customer Protection Insurance Company Ltd
  • Dial Direct Insurance Company Ltd
  • Emerald Insurance Company Ltd
  • Guardrisk Insurance Company Ltd
  • Hollard Insurance Company Ltd
  • Lion of Africa Insurance Company Ltd
  • Lloyd’s
  • McSure Ltd
  • Monarch Insurance Company Ltd
  • MUA Insurance Company
  • Mutual & Federal Insurance Company Ltd
  • National Insurers Ltd
  • New National Assurance Company Ltd
  • Nedcor Insurance Company Ltd
  • Nedinsurance Company Ltd
  • Nova Risk Insurance Company Ltd
  • Outsurance Insurance Company Ltd
  • Pinnafrica Insurance Company Ltd
  • Rand Mutual Assurance Company Ltd
  • Regent Insurance Company Ltd
  • Relvant Insurance Company Ltd
  • Renasa Insurance Company Ltd
  • SA Eagle Insurance Company Ltd
  • Safire Insurance Company Ltd
  • Santam Ltd
  • SASRIA Ltd
  • Sentrasure Ltd
  • Stanbic Insurance Ltd
  • Standard Insurance Ltd
  • Unitrans Insurance Company Ltd
  • Unity Insurance Ltd
  • Unity Insurance Ltd
  • XL Insurance Company Ltd
  • Zurich Insurance Company SA Ltd

Although the variety of insurance cover may seem confusing the resulting competition for clients should work in your favour.

At the very least you should obtain four or five separate quotes and analyse these according to the amount of cover, the excess payable on short term insurance and the conditions and exclusions included in the policy.

A number of companies offer both short and long term insurance cover. It may be worthwhile taking into consideration the benefit of using one insurance company for all your insurance needs.